Hello Bornagain, a good question.
One of these particular insurance companies say on the net that ' they can cover you' but with a 100% loading as I'm in the elderly department, while the other one, after going through all the questions and getting a positive review from the salesman, said no after they insisted on my GP's report.
One existing policy was taken out when a bank opened up in the town a long time ago and offered insurance to anybody if they opened an account, no questions asked', so I jumped on the offer, another which has a large health insurance as well as offering pet and travel insurance which accepted me, after all, I told them.
There is one that does life insurance for risky people which I also have but with my health, it has a 200% loading but will payout no matter what.
I also have accidental death insurance which companies who offer it, will give anyone a policy, the trouble is will they pay out, is always the big question, like all insurance companies, they love taking your money, but when you claim that's where the problem begins.
Although I haven't mentioned any companies any keywords I've mentioned might help you, but I'm not breaking any rules.
Let me know Bornagain.